Privacy Policy and Terms of Conditions

Katoa Apps LLC built the Savings app as a Free app. This SERVICE is provided by Katoa Apps LLC at no cost and is intended for use as is.

This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.
If you choose to use my Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that We collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at Elope and Elope Pro unless otherwise defined in this Privacy Policy.

Information Collection and Use:
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For a better experience, while using our Service, We may require you to provide us with certain personally identifiable information, including but not limited to savings amount, expenses amount.
- The information that We request will be retained on Google Servers and your mobile device.
- The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app:
- Google Play Services - https://policies.google.com/privacy
- Firebase Analytics - https://firebase.google.com/support/privacy/
- Amazon - https://www.amazon.com/gp/help/customer/display.html?nodeId=201909010
- Plaid - https://plaid.com/legal/#privacy-statement

We want to inform you that whenever you use Our Service, in a case of an error in the app We collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing Our Service, the time and date of your use of the Service, and other statistics.


  • “Why do I need to connect a bank account?”

    That is a great question. Please note that connecting a bank account is optional. In the Elope mobile app, there is no requirement or built in functionality to connect a bank account. You can find that on iOS and Android.
    In the Elope PRO mobile app there is a requirement for a bank account in order to create envelopes. Elope Pro is geared towards making the transition from storing cash under a mattress in different envelopes to storing what’s in the bank in different envelopes. We do this by partnering with Plaid to provide a secure connection to your banking provider. Once you authenticate yourself with Plaid, they deliver a token that allows us to only ask your bank for your account balance. That’s it. We can’t (nor do we want) to know your account number, your account routing number, your credit score, your social security number, or even your name.

  • What we have access to through Plaid:

    • Account Balance

    • Account Name

  • What we DO NOT have access to:

    • Your Name

    • Your Phone Number

    • Account Number

    • Account Routing Number

    • Social Security Number

    • Transaction History

    • Other Banking Providers You Bank With

    • Credit Card Info

    • Debit Card Info

  • Who else uses Plaid?

    • Venmo

    • Robinhood

    • Acorns

    • Paypal

    • EllieMae

    • Money Lion

    • Qaptial

    • Dave

    • Drop

    • Trim

    • Upstart

    • Expensify

    • We can go on and on.


Cookies:
- Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers.

- These are sent to your browser from the websites that you visit and are stored on your device's internal memory.
- This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.
- Service Providers I may employ third-party companies and individuals due to the following reasons:
+ To facilitate our Service.
+ To provide the Service on our behalf.
+ To perform Service-related services.
+ To assist us in analyzing how our Service is used.
- We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security:
- We value your trust in providing us your Personal Information,
thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.

Links to Other Sites:
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This Service may contain links to other sites.
- If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, I strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy:
- These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case We discover that a child under 13 has provided Us with personal information, We immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided Us with personal information, please contact Us so that We will be able to do necessary actions.

Our Partnership with Amazon.com (Amazon):
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With the addition of Amazon as our 3rd party product provider, We are including a link to their privacy policy. Amazon and Elope/Elope Pro are only affiliated via the Amazon Associates Program (https://affiliate-program.amazon.com/). We do receive a percentage of purchases made through the Elope and Elope Pro Mobile App (available on iOS and Android). For questions on any purchases made on the Amazon.com website please contact Amazon.com @https://www.amazon.com/gp/help/customer/display.html/?ie=UTF8&nodeId=508510.
- Elope and Elope Pro are not responsible for any loss of funds or product purchased from Amazon.com. The user is responsible for following Amazon.com's Terms of Service (https://www.amazon.com/gp/help/customer/display.html?nodeId=201909000)
- Disclosure: At any time can Elope, Elope Pro, or Amazon end the partnership made through the Amazon Affiliate Program without any notice.

Changes to This Privacy Policy:
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We may update Our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

Contact Us:
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If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact me at contact@getelope.com.